Girls have a tendency to overdo it, especially during the Holiday Season. Of course, us females are known to spend more, save less and have expensive and at times outrageous taste. We don't care if the malls are crowded and it takes us close to half an hour to find a parking space. Neither do we pay so much attention to maxing out our credit cards, deferring a payment or using the last of the cash we have with us. If I do it, I am sure most of us girls have done it and do it, too. But the truth is that life in general is filled with expenses, especially the end of the year, when we have a lot of gifts to buy, as well as things we would like to get for ourselves, treat ourselves, parties to throw and organize, big dinners, etc.